How to Use
Select the source currency - the currency you are converting from.
Enter the amount you want to convert.
Select the target currency - the currency you want to convert to.
Read the converted amount and the indicative exchange rate used for the calculation.
What Is a Currency Converter?
A currency converter translates amounts between world currencies using exchange rates. Understanding the rate landscape matters: the mid-market rate (also called the interbank rate) is the real exchange rate shown on Reuters, Bloomberg, and Google Finance - it is the midpoint between buy and sell prices in the wholesale market. Banks typically add a 2–5% markup over mid-market. Travel cards from providers like Wise and Revolut charge 0–1% over mid-market. Airport exchange booths often apply markups of 8–15%. Rates shown in this tool are indicative - they update periodically and your actual conversion rate will depend on your provider, the transaction amount, and the exact moment of conversion.
Why Do Exchange Rates Matter?
Hidden FX markups cost international travelers and businesses billions annually. Dynamic currency conversion - where a foreign merchant or ATM offers to charge you in your home currency - typically adds 3–7% above mid-market, framed as a convenience. Knowing the real mid-market rate lets you evaluate these offers accurately and decline when the cost is unreasonable. For international business invoicing and contracts, specifying which party bears currency risk and at which rate it will be settled is a material financial decision that belongs in the contract terms.