Personal Loan Calculator
Calculate monthly payments and total cost for personal loans and debt consolidation.
Files processed in your browser — never uploaded to our serversFrequently Asked Questions
Most lenders require a minimum credit score of 580–640 for personal loans. The best rates are reserved for scores above 720.
Yes, debt consolidation is one of the most common uses for personal loans. If the personal loan rate is lower than your existing debts, you can save money.
Most personal loans have fixed interest rates, meaning your payment stays the same for the life of the loan. Some lenders offer variable rates that can change.
Online lenders often approve and fund personal loans within 1–3 business days. Traditional banks may take 1–2 weeks.