1. Acceptance of Terms
By accessing or using toolnotch.com (the "Site"), you agree to comply with and be bound by these Terms of Service. If you do not agree with any condition outlined here, please discontinue using the Site.
These terms apply to all visitors and users of the platform. We reserve the right to revise these terms periodically, and your continued use of the Site represents your agreement to the current guidelines.
2. Use of Tools and Local Processing
ToolNotch provides free online utilities for personal and professional use. Most file-based tools operate entirely in your web browser (client-side) without transferring documents to external servers. You retain full ownership over all files and data you process.
You agree to use the tools ethically and lawfully, committing not to engage in unauthorized large-scale scraping, malicious reverse engineering, or any attempt to overload our infrastructure.
3. Financial Disclaimer
Financial calculators on ToolNotch (such as loan calculators, mortgage calculators, amortization schedules, and related instruments) are provided solely for educational estimation and mathematical simulation. Calculations rely on user input and do not account for individual tax variations, credit ratings, or local banking regulations.
Nothing on this Site constitutes financial, tax, accounting, or legal advice. Before making significant financial decisions, always consult a qualified and licensed professional.
4. Health & Wellness Disclaimer
Wellness calculators (such as BMI, TDEE basal metabolic rate, and calorie deficit) utilize recognized public formulas and statistics. These results are general estimates and do not account for individual clinical conditions, medical history, or therapeutic prescriptions.
The content on this Site does not replace medical diagnosis, professional medical guidance, or nutritional prescription. Always consult a physician or nutritionist before starting restrictive diets or new exercise programs.
5. Disclaimer of Warranties and Availability
ToolNotch and its utilities are provided "as is" and "as available", without warranties of any kind, whether express or implied. While we strive for continuous accuracy in our formulas and algorithms, we do not guarantee the complete absence of errors or uninterrupted service availability.
6. Intellectual Property and User Content
You retain full ownership and rights over your files and documents. The ToolNotch brand, visual assets, editorial text, and source code are the exclusive property of the project and protected by intellectual property and copyright laws. Unauthorized commercial reproduction or redistribution is strictly prohibited.
7. Limitation of Liability
To the maximum extent permitted by applicable law, ToolNotch shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use the tools, including any financial losses or decisions made based on Site calculations.
8. Modifications and Updates to Terms
These terms may be revised periodically to reflect new tool releases or regulatory updates. The last updated date at the top of this page indicates the current effective version.
9. Applicable Law and Contact
These terms are governed by the applicable laws of the Federative Republic of Brazil, including the Marco Civil da Internet and the General Data Protection Law (LGPD). If you have questions about these Terms of Service, please reach out via our contact page.